Posted By: Shalu Published: 25, Oct 2025

Documents to Carry While Buying a Home

When purchasing a home, it's essential to have the right documentation to ensure a smooth transaction. Here’s a list of key documents you should carry with you:

1. Identity Proof

• Examples: Aadhar card, Passport, Voter ID, or Driver’s license to verify your identity.

2. Address Proof

• Examples: Utility bills, rental agreement, or bank statements that confirm your current address.

3. Income Proof

• Examples: Salary slips, bank statements, or income tax returns to establish your financial capability.

4. Property Documents

• Examples:
  • Title deed
  • Sale agreement
  • Encumbrance certificate
  • Latest property tax receipts
  • Occupancy certificate (if applicable)

5. Home Loan Documents (if applicable)

• Examples:
  • Loan sanction letter
  • Bank statements showing your savings and income
  • Property valuation reports

6. No Objection Certificates (NOCs)

• Required from relevant authorities or housing societies to ensure there are no legal impediments to the property purchase.

7. Builder’s Documents (if buying from a developer)

• Examples:
  • Approved building plan
  • RERA registration details (if applicable)
  • Completion certificate

8. Agreement to Sell

• A document that outlines the terms and conditions of the sale between the buyer and seller.

9. Post-Dated Cheques

• If financing through a home loan, carry post-dated cheques for EMI payments or other payments as required by the lender.

10. Power of Attorney (if applicable)

• If someone is representing you in the transaction, ensure you have a signed power of attorney document.

Conclusion

Having all the necessary documents ready not only streamlines the home-buying process but also helps prevent legal issues later on. Make sure to review each document carefully and consult with real estate professionals when needed.