Ayushman Bharat PMJAY: How To Apply, Eligibility & Benefits Of Ayushman Card

Table of Content:

1. Pradhan Mantri Jan Arogya Yojana(PMJAY): An Overview​
2. How Is AB-PMJAY Scheme Cashless?
3. Benefits of ABHA (Ayushman Bharat) Health Card
4. Eligibility For Ayushman Health Card Under PMJAY Scheme
5. Ayushman Bharat PM-JAY For Rural Areas: Eligibility
6. Ayushman Bharat PM-JAY For Urban Areas: Eligibility
7. Documents Required To Get An Ayushman Bharat PMJAY Card
8. Steps To Apply For Ayushman Card Online 2023
9. Steps To Check The Status of Ayushman Card Online
10. Steps To Download Ayushman Card Online

Pradhan Mantri Jan Arogya Yojana (PMJAY) is an Indian scheme that aims to provide healthcare facilities to the economically weaker section. Initially known as the Ayushman Bharat Yojana, it is the world's largest health assurance scheme providing poor and vulnerable families with annual health coverage of INR 5 lakhs. 

Ayushman Bharat Pradhan Mantri - Jan Arogya Yojana, launched in 2018, has verified 21.9 crore beneficiaries as of 4th January 2023 and accounts for several success stories. 

Pradhan Mantri Jan Arogya Yojana(PMJAY): An Overview

Ayushman Bharat Yojana, now popularly known as PMJAY, aims to make secondary and tertiary health care cashless for the underprivileged sections of society. 

The expenses covered under this AB-PMJAY are:

• Three days of pre-hospitalization

• 15 days of post-hospitalization

• 1400 procedures that consist of all OT expenses

• Medical examination, treatment, and consultation

• Medical consumables

• Intensive and non-intensive care services

• Any complications that arise during treatment

• Laboratory and diagnostic investigations

• Medical implantation services (where necessary)

• Accommodation benefits

• Food services

Notably, the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana(PMJAY) scheme has been allocated INR 7200 crores in the budget 2023-24 - a 12% increase from last year’s budget. Not only this, as per Economic Survey 2023, 4.3 crore hospital admissions amounting to approximately INR 50,409 crore have been authorized under AB-PMJAY.

How Is AB-PMJAY Scheme Cashless?

All the beneficiaries are entitled to a PMJAY golden card when they apply for this scheme. This e-card is called an Ayushman Card or ABHA card. The beneficiaries can use this e-card to avail of services at any of the private or public empaneled hospitals. 

Benefits of ABHA (Ayushman Bharat) Health Card

ABHA card has multiple benefits: 

• Regular health checkup

• Free treatment

• Free Diagnosis

• All minor and major diseases are covered

• Nursing charges and admission fees

Also Read: How Does PMAY 2022-23 Make Real Estate Investment More Accessible

Eligibility For Ayushman Health Card Under PMJAY Scheme

You are only eligible to apply for the Ayushman card online if:

• You are an Indian citizen

• Your family’s collective income is less than INR 2.5 lakhs

• Your family is included in the Pradhan Mantri Jan Arogya Yojana list

The eligibility for an Ayushman Bharat Card also depends on the area in which you reside:

• Rural areas

• Urban areas

Ayushman Bharat PM-JAY For Rural Areas: Eligibility

A family is eligible under the PMJAY scheme in rural areas if:

• They do not have male members aged between 16 to 59

• They do not have adults between 16 to 59 years of age

• They have a disabled member

• They belong to Scheduled Tribe and Scheduled Caste category

• Their main source of income is manual labor

• They live in a temporary house with a single room without well-constructed walls

• They are manual scavengers

• They do not have any household

• They are legally released contract labor

• They belong to primitive tribal groups

• They are living on alms or facing extreme poverty

Ayushman Bharat PM-JAY For Urban Areas: Eligibility

The people eligible for PMJAY in urban areas are:

• Ragpickers

• Beggars

• Individuals that offer services on pavements 

• Street vendors, hawkers, and cobblers

• Domestic workers

• Construction workers, welders, and laborers

• Painters and plumbers

• Security guards

• Sweepers and sanitation workers

• Individuals that provide transport services like conductors, drivers, or rickshaw pullers 

• Individuals that offer home-based artisans like tailors or handicraft workers

• Delivery boys, shop assistants, and peons in small establishments

• Washer-men

The documents required for the generation of the PMJAY card are as follows:

• Caste Certificate

• Aadhar Card linked with Mobile Number

• Domicile Certificate

• Income Proof

• Declaration regarding Medical Condition

• Bank Account Number

• Photographs

• Signature

• Medical Certificate

Also Read: Pradhan Mantri Gram Awas Yojana 2022

Steps To Apply For Ayushman Card Online 2023

You can apply for an Ayushman card online using the following steps:

• Step 1: Visit https://www.pmjay.gov.in/

• Step 2: Click on "Am I eligible?"

• Step 3: Enter your Aadhar number and OTP you got on your registered number. You will see an online page link if you are eligible.

• Step 4: Fill out your personal information and family details

• Step 5: Submit your form, and you can see your Ayushman card number on the dashboard

Once you receive your Ayushman Bharat card, your family member’s applications will be approved soon too. 

Steps To Check The Status of Ayushman Card Online

Ensure you have applied for an Ayushman Bharat card on the PMJAY website to log in. Once you are sure, you can log in using the following steps:

• Step 1: Visit the official PMJAY website.

• Step 2: Enter your mobile number or Aadhar number to log in

• Step 3: Check out the below information on your dashboard:

1. Application Status

2. Hospitals List

3. List of Diseases Covered and more such details

4. ABHA card number

This dashboard will allow you to check your Ayushman card application status by entering your Aadhar number or mobile number. 

Steps To Download Ayushman Card Online

Once your application is approved, use the following steps to download your Ayushman card:

• Step 1: Go to the official PM Jay website.

• Step 2: Enter your mobile number or Aadhar number to log in

• Step 3: Check out your ABHA card number

• Step 4: Complete the download process of the Ayushman card

Take a printout of the Ayushman Bharat card and keep it secure for unforeseen circumstances.

Conclusion

We hope the article gives you all the details about the PMJAY scheme and the steps to get an Ayushman Bharat card. Save this blog and share it with the ones who need this information!

Suggested Read: Top 10 Banks To Get Loan From Under Pradhan Mantri Awas Yojana